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The Insurance Reform Campaign is a project by consumer bodies:
- to challenge the assertions by insurance companies that the obliteration of consumers’ injury compensation rights is justified
- to offer a consumer view in the debate about the insurance ‘crisis’ to balance the extensive public relations resources employed by insurance companies
- to achieve transparency and fairness in insurance premium calculations and insurance company profitability
- to expose predatory insurance company practices
- to achieve transparency and consumer fairness in the commissions paid by insurance companies to intermediaries
- to encourage legislators to take a stand against big business in favour of consumers and the community generally
- to advocate for greater competition in the insurance industry including
the establishment of government owned insurance offices to provide competitive
insurance for consumers and not-for-profit groups
- to remove discrimination in insurance company policies, premium setting and insurance laws
- to advocate for insurance companies being required to undertake community service obligations as a requirement of their licence conduct businesses
- to encourage excellence in risk management in injury prevention and their $15 billion annual cost to the community
- to encourage tax incentives for injury prevention investment and the widening of tax deductibility status for donations to not-for profit groups
- to prevent anti-competitive conduct among insurers that would have the effect of keeping premiums high
- to advocate for consumer protection laws that give incentive to people to accept responsibility for their actions
- to demand that organisations like APRA be better resourced to allow closer surveillance of insurance companies to prevent disasters like HIH and FAI
- to advocate for standardised insurance cover to prevent overlapping policies eg between landlord and tenant
- to advocate for an efficient and fair system of consumer injury compensation laws
- to demand a fair system of resolution of consumer complaints against unfair insurance company practices
From this site consumers and small business can
- read our report card on the federal government's 'review' of consumer injury compensation laws
- see how the removal of consumer protection laws will affect you
- send direct email protests to your MPs
- submit actual accounts of unfair insurance practices that will be posted for viewing by others
- become a supporter of this campaign
The project is sponsored by The Civil Justice Foundation.
